本阅读提示是为了帮助您更好理解条款，对本合同内容的解释以条款正文为准。
您拥有的重要权益
在犹豫期内您若要求解除合同，我们仅扣除工本费··············································1.5
被保险人可以享有本合同提供的保障利益··························································2.4
您有权解除合同·····························································································7
您应当特别注意的事项
在某些情况下，我们不承担保险责任·······1.5、2.6、3.2、6.1、9.1、10、11、12、13、14
您应及时向我们通知保险事故·········································································3.2
受益人的保险金申请权应在一定期间内行使·······················································3.6
您应按时支付保险费·····················································································4.1
在某些情况下，本合同效力中止··················································4.2、4.3、5.2、6.1
解除合同会给您造成一定的损失，请您慎重决策·················································7.1
在某些情况下，本合同效力终止······································································8.1
您有如实告知的义务·····················································································9.1
我们对一些重要术语进行了解释，请您注意························································16
条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。
条款目录
1您与我们订立的合同3.4保险金的给付8.1合同效力的终止
1.1合同构成3.5宣告死亡处理9如实告知
1.2保险合同成立与生效3.6诉讼时效9.1明确说明与如实告知
1.3投保年龄4保险费的支付9.2本公司合同解除权的限制
1.4合同的签收4.1保险费的支付10重度疾病的定义及范围
1.5犹豫期4.2宽限期11轻度疾病的定义及范围
2我们提供的保障4.3保险费自动垫交12少儿特定疾病的定义及范围
2.1基本保险金额4.4减额交清保险13成年男性特定疾病的定义及范围
2.2保险期间5现金价值权益14成年女性特定疾病的定义及范围