每次入住送1000积分;持卡就送万豪金会员。
持卡送万豪白金会员;每年送85k房券,吃饭报销$300
持卡送Gold会员;每年送豪华酒店一晚!
个人比较推荐下面几个申请模式,如果都想要的话,可以按照2、1、3的顺序进行,都可以拿到开卡奖励。如果只想选一条的话1是性价比最高的,有条件的再来个3也很好。
重要福利信息对比表格
各个卡简评如下
9月22日,Marriott推出了两张新的$250年费卡,和升级了一张$650年费的MarriottBonvoyBrilliant。万豪的联名信用卡达到了创纪录的8张,年费也从无年费开始一直跨度到$650。不过这几张联名信用卡算是各有千秋,今天就给大家比较一下各个卡的福利,帮助大家来选择那几张适合吧。
个人信用卡7张,4张chase的,3张AMEX的。有两张已经绝版,无法直接申请。
商业信用卡1张,由AMEX独家发行。
之前Chase也有两张商业卡,MarriottBusiness和Premierbusinessplus,已经绝版也无法获取,这里就不再列出了。PremierBusinessPlus其实每年也送一个35kFreeNight,年费$99,其实也可以长期持有。
下面我们就几个比较重要的问题来展开分析一下
卡比较多,我建议还是从自己的需求出发考虑开卡奖励和长期持有。个人比较推荐下面几个模式
如果都想要的话,可以按照2、1、3的顺序进行,都可以拿到开卡奖励。如果只想选一条的话1是性价比最高的。下面是申请的详细介绍:
由于有两家银行同时发售这张联名卡,在申请方面其实有互斥的现象存在,所以如果打算申请多于一张的话,得好好了解一下。
ChaseMarriottBold和MarriottBoundless的限制是一条,满足下列任意一个条件就没法拿到卡或者开卡奖励。
Thiscreditcardisnotavailabletoyouif(1)youcurrentlyhaveanyofthefollowingcardsor(2)youreceivedanewcardmemberbonusforanyofthefollowingcardswithinthelast24months:MarriottBonvoyPremiercreditcard,MarriottBonvoyBoundlessPremierPluscreditcard,MarriottBonvoyBold.
ChaseMarriottBountiful的限制是两条,满足下列任意一个条件就没法拿到卡或者开卡奖励。
Thiscreditcardisnotavailabletoyouif(1)youcurrentlyhavethiscardor(2)youreceivedanewCardmemberbonusforthiscardwithinthelast24months.
youcurrentlyhaveorhadanyofthefollowingcardswithinthelast30days,youappliedandwereapprovedforanyofthefollowingcardswithinthelast90days,oryoureceivedanewcardmemberbonusorupgradebonusforanyofthefollowingcardswithinthelast24months:MarriottBonvoyCard,StarwoodPreferredGuestAmericanExpressBusinessCreditCardfromAmericanExpress,MarriottBonvoyBrilliantCard,StarwoodPreferredGuestAmericanExpress
AMEXMarriottBevy的限制比较复杂,总结一下就是和chase的Marriott系列卡冲突。满足下列任意一个条件就没法拿到卡或者开卡奖励。
WelcomeoffernotavailabletoapplicantswhohaveorhavehadthisCard.WemayalsoconsiderthenumberofAmericanExpressCardsyouhaveopenedandclosedaswellasotherfactorsinmakingadecisiononyourwelcomeoffereligibility.
Welcomeoffernotavailabletoapplicantswho(i)haveorhavehadTheRitz-CarltonCreditCardfromJPMorgan,theJ.P.MorganRitz-CarltonRewardsCreditCard,theMarriottBonvoyBountifulCreditCardfromChase,theMarriottBonvoyBoundlessCreditCardfromChase,theMarriottRewardsPremierPlusCreditCardfromChase,theMarriottBonvoyPremierCreditCardfromChase,theMarriottBonvoyBoldCreditCardfromChase,ortheMarriottBonvoyPremierPlusBusinessCreditCardfromChaseortheMarriottRewardsPremierPlusBusinessCreditCardfromChaseinthelast30days,(ii)haveacquiredtheMarriottBonvoyBountifulCreditCardfromChasetheMarriottBonvoyBoundlessCreditCardfromChase,theMarriottBonvoyBoldCreditCardfromChaseinthelast90days,or(iii)receivedanewCardMemberbonusorupgradeofferfortheMarriottBonvoyBountifulCreditCardfromChase,theMarriottBonvoyBoundlessCreditCardfromChase,ortheMarriottBonvoyBoldCreditCardfromChaseinthelast24months.
AMEXBonvoyBrilliant的限制和Bevy类似,也是和ChaseMarriott和Ritz卡冲突。满足下列任意一个条件就没法拿到卡或者开卡奖励。
WelcomeoffernotavailabletoapplicantswhohaveorhavehadthisproductortheStarwoodPreferredGuestAmericanExpressLuxuryCard.WemayalsoconsiderthenumberofAmericanExpressCardsyouhaveopenedandclosedaswellasotherfactorsinmakingadecisiononyourwelcomeoffereligibility.
Welcomeoffernotavailabletoapplicantswho(i)haveorhavehadTheRitz-CarltonCreditCardfromJPMorganortheJ.P.MorganRitz-CarltonRewardsCreditCardinthelast30days,(ii)haveacquiredtheMarriottBonvoyBountifulTMCreditCardfromChase,theMarriottBonvoyBoundlessCreditCardfromChase,ortheMarriottBonvoyBoldCreditCardfromChaseinthelast90days,or(iii)receivedanewCardMemberbonusorupgradeofferfortheMarriottBonvoyBountifulTMCreditCardfromChase,theMarriottBonvoyBoundlessCreditCardfromChase,ortheMarriottBonvoyBoldCreditCardfromChaseinthelast24months.
WelcomeoffernotavailabletoapplicantswhohaveorhavehadthisproductortheStarwoodPreferredGuestBusinessCreditCardfromAmericanExpress.WemayalsoconsiderthenumberofAmericanExpressCardsyouhaveopenedandclosedaswellasotherfactorsinmakingadecisiononyourwelcomeoffereligibility.
Welcomeoffernotavailabletoapplicantswho(i)haveorhavehadtheMarriottBonvoyPremierPlusBusinessCreditCardfromChase,theMarriottRewardsPremierPlusBusinessCreditCardfromChase,theMarriottBonvoyBusinessCreditCardfromChase,ortheMarriottRewardsBusinessCreditCardfromChaseinthelast30days,(ii)haveacquiredtheMarriottBonvoyBountifulCreditCardfromChase,theMarriottBonvoyBoundlessCreditCardfromChase,theMarriottBonvoyBoldCreditCardfromChase,inthelast90days,or(iii)receivedanewCardMemberbonusofferinthelast24monthsontheMarriottBonvoyBountifulCreditCardfromChase,MarriottBonvoyBoundlessCreditCardfromChase,ortheMarriottBonvoyBoldCreditCardfromChase.
其中有两张卡可以通过转卡来获取
如果你只打算持有一年,然后降级成无年费或者关卡,还是需要考虑年费的占比的。特别是两张新的卡MarriottBevy和Bountiful,$250年费才给125k的奖励,其实意思不太大。而最高端的MarriottBrilliant考虑到报销和白金卡福利问题,有用的的话还是值得专门开一张拿开卡奖励的。
如果不考虑开卡奖励互斥的问题,按照下面几个顺序从上到下考虑吧。