1、01.OccurrenceBasisClauseItisherebyagreedandamended：1.Thisinsuranceappliesto“bodilyinjury"and/or"propertydamage"resultingfromanoccurrencewhichhappensduringthepolicyperioddescribedintheschedule,onlyif:(1)Aclaimfordamagebecauseof“bodilyinjury&qu
2、ot;and/orapropertydamage"isfirstmadeinwritingagainsttheinsurerofthisPolicybyanyinsuredbefore(areportingtimelimitnotexceed3yearsfrominceptionand(2)AnyinsureddidnotknoworcouldnothavereasonablyforeseensuchoccurrenceattheeffectivedateofthisPolicy.2.As
3、usedinthisendorsement:(1)“Aclaim"byapersonororganizationseekingdamagewillbedeemedtohavebeenmadewhenwrittennoticeofsuchclaimisreceivedbytheinsurer；(2)“Allclaim"fordamagebecanseof“bodilyinjury"tothesamepersonasaresuItofanoccu7Tence、wi
5、ltofanoccurrence,willbedeemedtohavemadeatthetimethefirstOfthOseclaimismadeagainsttheinsurerThisClanseissubjectotherwisetofheterms，conditionsandexceptionsofthisPolicy02AnCostswithintheLimitofIndemnitysubjecttoSerfInsuredRetentionItaeedthatthesupple
6、mentaypaymentsunderthepolicyarewithinthelimitsofInsLuanceshowninthedeclarationsOurrightanddutytode-ndceasewhenwehaveuseduptheapplicablelimitofinsuranceintheDavmentOfjudgements,seltlementsorsupplementarypaymentsOurobligationtopaythesupplementarypaymentsap
9、Yourbankruptcy,insolvencyorinabilitytopaytheRetentionAmountshahnotincreaseOurObli。gaffonunderthispolicy2Weshallhavetherightbutnotthedutytoparticipatewithyouatourownexpenseinthcdefenseofsettlementotanyclanorsuitseekingdamagescoveredunderthispolicyh
10、itheevefitofaclaimorsuitwhichinourreasonableJudgmentmayresultinpayments,includingsupplementarypayments,inanamountinexcessoftheretentionamount,wemayassumecontrolofthedefenseorsuchclaimofsuitYouwillcontinuetoberesponsibleforthepaymentoftheretentionamou
11、nt3intheeventthereisanyotherinsurancewhetherornotcollectibleapplicabletoan“occurrence”.claimorsuitwithintheretentionamount，youwillcontinuetoberesponsiblefbrthefullretentionamOunlbeforethelimitsofinsuranceunderthispolicyapply03.LossAdjusterClause-GABRobins
12、NorthAmerica,he.Itisherebydeclaredandagreedthatth。qualifiedinternationallossadjusterGABRobinsNorthAmerica.Tncwouldbeappointedtoinvestigateandadjusttheloss,thecurrentcontactinformationasbelowGABRobinsNorthAmerica,IncOneOakHillCenterSuite201Westmont,IL60
13、559USAgielggabrobinscornTel6302032410Ext468Fax630655552IPICCPROPERTYANDCASUALTYCOMPANYLIMITEDPage80f1404.30DaysCancellationClauseNotwithstandinganythingtothecontrarycontainedintheTermsandconditionsofthispolicy,thisinsurancemayatanytimebeterminatedattheoptiono
15、eterms,conditionsandexceptionsofthisPolicy.05.BatchClauseItisagreedthatalldamagesarisingoutofonelotofgoodsorproducts,preparedoracquiredbythenamedinsured,orbyanothertradingunderhisname,shallbeconsideredasarisingoutofoneoccurrenceorresultingfromasi
16、ngleincident,onelotofgoodsorproductsshallbeinterpretedtoincludea1lgoodsorproductssubjecttosubstantiallythesameerrorordefect.06.Warrantedthatalltheinsuredproductsareinfullcompliancetorelatedmandatory&/orvoluntarysafetystandards&/orotherapplicabler
17、egulationswheretheproductsaredistributedto07.AdditionalInsuredClause-Vendor;sDesignatedFormNameofPersonorOrganization(Vendor):Anyvendorisaninsured,butonlywithrespecttobodilyinjuryorpropertydamagearisingoutofthedistributionorsaleofyourproductsintheregular
19、vendor,(ii)repacking,unlessunpackedsolelyforthepurposeofinspection,demonstration,testingorthesubstitutionofpartsunderinstructionfromthemanufacturerandthenrepackedintheoriginalcontainer,(iii)demonstration，installation，servicingorrepairoperations，exceptsuchop
21、orsaleoftheproducts;(v)productswhichafterdistributionorsalebytheNamedInsuredhavebeenlabeledorrelabeledorusedasacontainer,partoringredientofanyotherthingorsubstancebyorforthevendor.2.Theinsurancedoesnotapplytoanypersonororganization,asinsured,from
22、whomtheNamedInsuredhasacquiredsuchproductsoranyingredient,partorcontainer,enteringinto,accompanyingorcontainingsuchproducts.Allothertermsandconditionsremainunchanged.08.Amymisrepresentationbytheproposedinsured,includingunder-declarationofactualsalesmaybeappli
23、edascauseforpolicycontractrescissionorcancellation09.Subjectthatinsuredproductsbeusedbychildoverthreeyearsold.VII.SPECJALEXCLUSIONS01.AbsolutePollutionExclusionNotwithstandinganythingtothecontrarycontainedinthisPolicy,itisagreedthatthispolicyshallnotapply:1
24、.Toanypersonalinjuryorpropertydamagearisingoutoftheactualorthreateneddischarge,dispersal,releaseorescapeofpollutions,anywhereintheworld;2.Toallyloss,costorexpensearisingoutofanygovernmentaldirectionorrequestthattheinsuredthecompanyoranyotherpersonor
26、emovecontaintreatdetoxifyorneutralizepollutions.“Pollutions"meansanysolid,liquid,gaseousorthermalirritantorcontaminant,includingsmokevaporsootfumesacidsalkalischemicalsandwastematerials.Wastematerialsincludematerialswhichareintendedtobeorhavebeenrecycl
27、edreconditionedorreclaimed.Furthershouldtheunderlyinglimitsbecomeimpairedorexhaustedforclaim(s)payment(s)and/orlossadjustmentexpense(s)excludedbythisendorsement,coverageprovidedbythispolicywillnotdropdownovertheimpairedorexhaustedunderlyinglimitshoweverthep
28、olicywillcontinuetorespondforcoveredclaimsinexcessofthelimitsstatedinthedeclarationpageasunderlying.ThisClauseissubjectotherwisetotheterms,conditionsandexceptionsofthisPolicy.02.AbsoluteAsbestosExclusionNotwithstandinganythingtothecompanycontainedinthisPo
29、licyitisagreedthatthispolicyshallnotapply:1.Toanyliabilityforpropertydamage，personalinjury，sickness，diseaseoccupationdisease，disability，shock，death，mentalanguishormentalinjuryatanytimearisingourofthemanufactureof,miningof,useof,saleof，installationof,
30、removalof,distributionof,orexposuretoasbestosasbestosproductsasbestosfibersorasbestosdust;2.Toanyobligationoftheinsuredtoindemnifyanypartybecauseofdamagesarisingourofsuchpropertydamage，personalinjury，sickness，diseaseoccupationdisease，disability，shock，dea
31、th,mentalanguishormentalinjuryatanytimeasaresultofthemanufactureof,miningof,useof,saleof,installationof,removalof,distributionoforexpensetoasbestosasbestosproducts,asbestosfibersorasbestosdust3.Toanyobligationtodefendanysuitorclaimagainsttheinsured
32、allegingpersonainjuryorpropertydamage,ifsuchsuitorclaimarisesfrompersonalinjuryorpropertydamageresultingfromorcontributedto,byanyandallmanufactureof,miningof,useof,saleof,installationof,removalof,distributionof,orexposuretoasbestosasbestosproductsasbes
33、tosfibersorasbestosdust.Further,shouldtheunderlyinglimitsbecomeimpairedorexhaustedforclaim(s)payment(s)and/orlossadjustmentsexpense(s)excludedbythisendorsementcoverageprovidedbythispolicywillnotdropdownovertheimpairedorexhaustedunderlyinglimits,however,thepo
34、licywillcontinuetorespondforcoveredclaimsinexcessifthelimitsstatedinthedeclarationpageasunderlying.ThisClauseissubjectotherwisetotheterms,conditionsandexceptionsofthisPolicy.03.LeadExclusionThisinsurancedoesnotapplytoanyinjury，damageexpensecostloss，li
35、abilityorlegalobligationarisingoutoforinanywayrelatedtothetoxicpropertiesofleadorleadcontainingproducts,materialsorsubstancesThisexclusionappliestoallforumsofleadincludingbutnotlimitedtosolid，liquid，vaporandfumes.ThisClauseissubjectotherwisetotheter
36、ms,conditionsandexceptionsofthisPolicy.04.WarandTerrorismExclusionItisherebydeclaredandagreedthatthisendorsementmodifiesinsuranceprovidedunderthefollowing:Underany“Exclusions“Section,Warisdeletedinitsentiretyandreplacedwiththefollowing“Bodilyinjury”,apr
37、opertydamage“apersonalinjury“oraadvertisinginjury“duetowar,whetherornotdeclared,oranyactorconditionincidenttowar.Warincludescivilwar,insurrection，invasion，actofforeignenemy，civilcommotion，factionalcivilcommotion，militaryorusurpedpower，rebellionorrevolut
38、ion.All“Exclusions“Sections,isamendedwiththeadditionofthefollowingexclusion“Bodilyinjuryor"propertydamagearisIngdirectlyorindirectlyasaresultoforinconnectionwithaterrorismincluding,butnotlimitedto,anycontemporaneousorensuingbodilyinjury”orpropertyd
39、amage“causedbyfire,lootingortheft.Terrorism"meanstheuseorthreateneduseofforceviolenceagainstpersonorproperty,orcommissionofanactdangeroustohumanlifeorproperty,orcommissionofanactthatinterfereswithordisruptsanelectronicorcommunicationsystem,undertake
40、nbyanypersonorgroup,whetherornotactingonbehalfoforinconnectionwithanyorganization,government,powerauthorityormilitaryforcewhentheeffectistointimidateorcoerceagovernment,thecivilianpopulationoranysegmentthereof,ortodisruptanysegmentoftheeconomy.Terror
42、thisPolicy，itisagreedthatthisPolicyshallnotapplytoanyliabilityforbodilyinjury，sicknessdiseaseoccupationaldiseasedisability，shock，mentalanguishormentalinjury,includingdeathatanytimeresultingtherefrom,sustainedbyanemployeeoftheInsured,andarisingoutof
43、andinthecourseofhisemploymentbytheInsured.SubjectotherwisetothetermsexceptionsandconditionsofthePolicy.06.NuclearEnergyLiabilityExclusionItisherebyunderstoodandagreedthatnotwithstandinganythingtothecontrarycontainedinthispolicy,theinsuranceissubjecttothe
44、NuclearEnergyLiabilityExclusionasfollows1.Theinsurancedosenotapply:A.UnderanyLiabilityCoveragetoBodilyInjuryorPropertyDamage11)WithrespecttowhichanInsuredunderthepolicyisalsoaninsuredunderanuclearenergyliabilitypolicyissuedbyNuclearEnergyLiabilityInsur
45、anceASSOCIATION,mutualAtomicEnergyLiabilityUnderwriters,NuclearInsuranceAssociationofCanadaoranyoftheirsuccessors,orwouldbeaninsuredunderanysuchpolicybutforitsterminationuponexhaustionofitslimitofliability;orf2、ResuitingfromtheHazardousPropertiesofNuclea
46、rMaterialandwithrespecttowhich(a)anypersonororganizationisrequiredtomaintainfinancialprotectionpursuanttotheAtomicEnergyActof1954.oranylawamendatorythereof,or(b)theInsuredis,orhadthispolicynotbeenissuedwouldbeentitledtoindemnityfromtheUnitedStatesofAmeri
47、ca,ofanyagencythereogunderanyagreemententeredintobytheUnitedStatedofAmerica,oranyagencythereowithanypersono。organizationBUnderanyMedicalPaymentscoverage,toexpensesincuedwithrespecttoBodilyInjuryresulting胁mtheHazardousPropertiesofNuclearMaterialandarisingo
48、utoftheoperationofaNuclearFacilitybyanypersonororganizationCUnderanyLiabilityCoverage,toBodilyInjuryorPropertyDamageresultingfromtheHazardousPropertiesofNuclearMaterial:(1)TheNuclearMaterial(a1isatanyNuclearFacilityownedbyoroperatedbyoronbehalfof,anInsured
49、orfb)hasbeendischargedordispersedtherefrom；f2、TheNuclearMaterialiscontainedinSpentFuelorWasteatanytimepossessed,handled，usedprocessedstoredtransportedordisposedofbyoronbehalfofanInsured，or(3)TheBodilyInjuryorPropertyDamagearisesoutofthefurnishingbyanIns
50、uredofservicesmaterials.partsorequipmentinconnectionwiththeplanning,construction,maintenanceoperationoruseofanyNuclearFacility,butifsuchfacilityislocatedwithintheUnitedStatesofAmericaitsterritoriesorpossessionsorCanadathisexclusion(3)appliesonlytoPropertyDamagetosuc
51、hNuclearFacilityandanypropertythereat2Asusedinthisendorsement:HazardousPropertiesIncluderadioactive,toxicorexplosivepropertiesNuciearMaterialmeansSourceMaterial,SpecialNuclearMaterialorBy-ProductMaterialS0urceMaterial,SpecialNuclearMaterialandByProductMaterial
52、havethemeaningsgiventothem111theAtomicEnergyActof1954orinanylawamendatorythereofSpentFuelmeansanyfuelelementorfiletcomponent,solidorliquid,whichhasbeenusedorexposedtoradiationinaNuclearReactorWastemeansanywastematerial(a)containingByProductMaterialot
53、herthanthetailingorwastesproducedbvtheextractionorcOncentrationofuraniumorthoriumfromanyoneprocessedprimarilyforitsSourcematerialc0ntent,and(b)resultingfromtheoperationbyanypersonororganizationofanyNuclearFacilityincludedunderthetwoparagraphsofthedefinitio
54、nofNuclearFacilityNuclearFacilitylueansl(a)AnyNuclearReactor.(b)Anyequipmentordevicedesignedorusedfor(1)separatingtheisotopesofuraniumorplutonium,(2)processingorutilizingSpentFuel,or(3)handling,processingorpackagingWaste,fc)Anyequipmentordeviceusedfortheproce
55、ssingfabricatingoralloyingofSpecialNuclearMaterialifatanytimethetotalamountofsuchmaterialinthecustodyoftheInsuredatthepremiseswheresucheauipmentordeviceislocatedconsistsoforcontainsmorethan25gramsofplutoniumoruranium233oranycombinationthereoormorethan
56、250gramsofuranium235,(d)Anvstructure,basin,excavation,premisesorplacepreparedorusedforthestorageordisposalofWasteandincludesthesiteonwhichanyoftheforegoingislocatedalloperationsconductedonsuchsiteandallDremlsesusedtorsuelloperations而_cPR面面rY面五iAsuALTY
57、COMPANYLIMITEDPage12ofl4productsLIABILITYINSURANCEPOLICYNuclefirReactormeansanyapparatusdesignedorusedtosustainnuclearfissioninaself-supportingchainreactionortocontainacriticalmassoffissionablematerialPropertyDamageincludesallformsofradioactivecontaminationofpr
58、opertyThisClauseissubjectotherwisetothetermsconditionsandexceptionsofthisPolicy07.Punitive/ExemplaryDamageExclusionItisagreedthatsuchcoverageasisaffordedbythispolicyshallnotapplytofines,penalties,punitiveorexemplarydamagesagainstthenamedinsuredThisClauseis
59、subjectotherwisetofheterms.conditionsandexceptionsofthisPolicy.08.ProductRecalI,GuaranteeExclusionTheCompanywillnotindemnifytheInsuredlInresDectofthefailureofaproductorpartthereoftoperformthefunctionforwhichitwasintended3Inrespectoflossofordamagetotheproducts.4Forthereplacementcostsoftheproducts5